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    Home Refinancing Quotes

    How does it Work

    When you refinance, you secure a new mortgage for your property based upon its current value, not the original value you purchased your home for.

    How Do I Apply?

    You need to have owned your home for anything between one to three years. Having a perfect credit history also doesn’t hurt and can result in the conversion of a variable loan rate to a fixed one in order to obtain a lower interest rate. Most people will decide to refinance when they have equity.

    What Are The Benefts?

    • Better interest rate
    • Consolidate debts
    • Reduce monthly repayment amount
    • Reduce/alter risk (variable to fixed loan)
    • Free up cash

    What Is A Equity

    Equity is the difference in value between what you owe on an asset and the value of that asset. It is, ultimately, a line of credit extended by a lender at a certain interest rate.


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