As the summer holidays approach and you prepare to take your family on holiday, we bet there is one thing you have forgotten to check - your car insurance. The festive season is rife with disgruntled policyholders who only discover the limits of their current car insurance policy when they have a car accident.
Elmarie Twilley of Virseker Verskering comments;
In our previous article, What's Covered In My Car Insurance Policy, we discussed the various types of car insurance cover. The limit of cover will be dependent on the type of insurance you have (Third Party, Third Party, Fire & Theft, or Comprehensive). Like any premium, there are 'ifs' and 'buts' to every policy. And, each monthly installment is shaped around limitations and benefits. If you are travelling far distances this holiday, it is highly recommended that you reassess your car insurance policy and possibly look into taking out Comprehensive Cover (if you haven't already).
In the warmer summer months, a build up of 'holiday traffic' can occur at any minute. Scorching temperatures can also mean a flat battery or overheated engine if you run your aircon for long periods of time. This, despite the increase in accidents over the festive period.
Be sure to check if the following is included in your insurance policy:
What Car Insurance Does NOT Cover
It doesn't help to just check your car insurance policy and not your actual car. Before heading on your road trip, be sure to check the following:
Best case scenario would be to arrange your annual service to coincide with your holiday. If this cannot be arranged, most garages will offer an affordable review of things like brakes, exhaust, and drive belt. They will also check fluid levels for things like power steering, etc.