Covid-19 Outbreak SA Online Resource | More info
Insurance, Car Insurance, Funeral Cover, Life Insurance, Budget Insurance, Insurance Quotes, CompareGuru, South Africa.
Car and Household
Business
Life and Funeral
Car Insurance
Cover your vehicle
More Information
Get Quote
Pre-Owned Warranty
Cover the mechanical and electrical components of your vehicle
More Information
Get Quote
Extended Warranty
Cover the mechanical and electrical components of your vehicle
More Information
Get Quote
Scratch and Dent
Cover small dents, chips and scratches to your vehicle
More Information
Get Quote
Tyre and Rim
Cover damages to your wheels
More Information
Get Quote
Home Insurance
Cover your home and everything in it
More Information
Get Quote
Commercial Vehicle Insurance
Protect vehicles and drivers used in the day-to-day operation of your business against risks like financial loss, damage or personal injury.
More Information
Get Quote
Commercial Insurance
Provide cover against common risks and disruptions to business operations, such as theft, damage to property, employee / client injury and much more.
More Information
Get Quote
Directors and Officers Liability
Safeguard your business and key players from financial loss with the right policy.
More Information
Get Quote
Errors and Omissions Liability
Covers your business and employees against claims of negligence, poor workmanship, and more.
More Information
Get Quote
Life Insurance
Provide for your loved ones
More Information
Get Quote
Disability Insurance
Protect your paycheck
More Information
Get Quote
Serious Illness Insurance
Cover yourself for illnesses like cancer, Alzheimers, Parkinsons, strokes or heart attacks.
More Information
Get Quote
Funeral Cover
Protect your family financially and cover funeral expenses
More Information
Get Quote
Domestic Worker Insurance
Cover the person that looks after you and your family everyday
More Information
Get Quote

News Room

Have You Considered These Accident Scenarios?

Compare Guru
2015-10-15
During a heavy storm, a tree branch falls on your car, causing damage to the roof and windshield. Do you think it’s covered?
In South Africa, insurance companies offer three different types of car insurance, each providing coverage for different accident scenarios. Naturally, there is a cost attached to each individual situation This kind of scenario is something that is covered by insurance companies. However, whether you will be covered depends on the type of car insurance you have.

Check out the types of car insurance available for the various accident scenarios.

Win Petrol

Comprehensive Car Insurance

Comprehensive Insurance - third party fire and theft As the name suggests, this type of car insurance offers the most extensive coverage. While this makes it the most expensive type, it is often worth it as it covers you in nearly every possible scenario. This cover includes theft and hijacking, damage caused by natural disasters or accidents, and third party claims where you are responsible for the accident.

Third Party, Fire, and Theft

Upset Driver After Traffic Accident This type of insurance differs from Comprehensive cover in that in that is does not include accidental damage to your car, in which case you will be liable to pay for the damages. Natural disasters, theft, and third party claims are all covered.

Third Party Only

30-1459319125-insuranceauto As the cheapest option, the only coverage offered is for third party claims. This includes damage to another person’s vehicle, as well as the passengers' related injuries. Accordingly, theft or damages to your own car for any reason are not covered.  Third Party Only cover is a good option to consider if your car is paid off, or of a relatively low value. While the cheapest option is tempting to consider, one must always consider all the factors of a situation before making the decision as it may lose you a fortune paying for damage that wasn’t covered. Win Petrol
CompareGuru Social TwitterCompareGuru Social FacebookCompareGuru Social LinkedIn

Sign up to our Newsletter now, and don’t miss a beat.

Email Address
Name
Sign Up