CompareGuru | Compare Insurance Quotes OnlineCompare Insurance, Car Insurance Quotes, Funeral Cover Quotes, Life Insurance Quotes, MotorVAPS Quotes, Budget Insurance, Insurance Quotes, CompareGuru, South Africa.
Car and Household
Commercial Insurance
Funeral
Medical
Pet Insurance
Wills
Car Insurance
Cover your vehicle
More Information
Get Quote
Home Insurance
Cover your home and everything in it
More Information
Get Quote
Commercial Vehicle Insurance
Protect vehicles and drivers used in the day-to-day operation of your business against risks like financial loss, damage or personal injury.
More Information
Get Quote
Commercial Insurance
Provide cover against common risks and disruptions to business operations, such as theft, damage to property, employee / client injury and much more.
More Information
Get Quote
Directors and Officers Liability
Safeguard your business and key players from financial loss with the right policy.
More Information
Get Quote
Errors and Omissions Liability
Covers your business and employees against claims of negligence, poor workmanship, and more.
More Information
Get Quote
Funeral
Protect your family financially and cover funeral expenses
More Information
Get Quote
Gap Cover
Cover yourself for unexpected medical costs
More Information
Get Quote
Health Insurance
Protect your family with affordable basic medical cover
More Information
Get Quote
Pet Insurance
Protect the whole family including your fur babies.
More Information
Get Quote
Apply For A Will
Get a Will drafted and cover the costs of dying.
More Information
Start Application
Menu
Home
About Us
Life Insurance Quote
Car Insurance Quote
Funeral Insurance Quote
Gap Cover Quote
Health Insurance Quote
Pet Insurance Quote
Extended Warranty Quote
Pre-Owned Warranty Quote
Scratch and Dent Quote
Tyre And Rim Quote
Apply For a Will
News Room
Meet The Team
Careers
Providers
Insurance
Car Insurance
Building Insurance
Household Contents Insurance
Life Insurance
Disability Insurance
Serious Illness Insurance
All Risk Insurance
Funeral Insurance
Gap Cover
Health Insurance
MotorVAPS Cover
Commercial Insurance
Commercial Vehicle Insurance
Directors and Officers Liability Insurance
Errors and Omissions Liability Insurance
Money
Support
Contact Us
Terms of Service
Privacy Policy
Disclosures
Client Letter
POPI Act
CIM Policy
Complaint Escalation
TCF Form

News Room

What To Do After Surviving A Car Crash

Accidents happen. Whether its your fault or not, its important that you know the standard procedure; we have some useful tips.
It's never something we think will happen to us, but accidents happen. Whether it is your fault or not, it's important that you know the standard procedure, should the situation arise. Here’s a rundown of what your reaction should be:

Stop Immediately After The Accident

However minor the accident is, you are obligated to stop. Failing to stop is an offense and could lead to dire consequences, regardless of who was at fault. Make sure your engine is switched off, and your hazard lights are on to alert others on the road.

Call 10111 Or 082 911

Check both yourself, and everyone involved in the accident for injuries. Call the police immediately, and an ambulance if necessary. Convey the exact extent of the accident to the operator. Provide an accurate location as well as if there are any fatalities or life threatening injuries.  Remain as calm as possible on the phone to provide the most accurate information. The more accurate it is, the quicker the emergency services will get to you. 

Giving Details After An Accident

After being involved in a car accident you are obliged to give the necessary details to anyone else involved (i.e. the driver of other car). These details should include your name, registration number and contact details as well as your insurer in order for both party's insurers to make contact. Also bear in mind car accidents need to be reported to the police within 24hours, for insurance purposes.

Collecting Details After A Car Crash

If possible you should also collect details of the other driver, as the police will need this information for a full report. The information you should have on hand when filing your report is as follows:
  • The registration of cars involved in the accident;
  • A note of each vehicle’s colour, model and make;
  • The time and date of the crash;
  • Names of witnesses, or officers on the scene;
  • If possible, take pictures of the cars, the surrounding areas and the roads that both cars were travelling on;
  • A list of damage caused to other vehicles, and description of any injuries sustained.
Once the accident has been reported, the police officer will then provide you with a case number, which you will need for Insurance purposes.

Contact Your Insurer And Submit A Claim

The claiming process can be quite straight forward, based on whether you are upfront and truthful about the accident. Should the other driver be uninsured, your insurer will deal with them directly. If it was your fault, your insurer will provide you with the details of how much needs to be paid out to the other party.  Make sure that you give as many facts as possible, as if there is discrepancy in the claim, you are at risk of having your claim rejected! Start your car insurance quote.