“It’s taken into account for up to five years, depending on the credit bureau.”
Struggling to manage your debt from too much spent on credit? We can assist by putting you in touch with an expert debt counsellor who can work out an efficient payment structure and have you out of debt in no time!Pay back the money. Pay it back on time. Credit bureaus stay up to date on your payment histories, any defaults or adverse listings, and civil court judgements against you. They keep that information for five years. So just try and avoid those, and you’ll be okay.