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A personal loan is a lump sum provided to an individual by a bank, credit agency or private lender, to use for personal expenses. Personal loans come with lower interest rates than credit cards and payday loans, so funding a big expense or project with a personal loan could save you thousands of rands on interest payments.
Simply fill in all your name, surname, email address and few other details in order to apply for an online loan. You will be contacted soon after this in order to discuss your loan options.
Your personal loan will then be approved/disapproved based on your:
Once you’ve received your loan amount, you will need to start making monthly installments in order to pay it back. The amount of the loan, interest and time period over which you are repaying the loan, i.e.: whether it is a long term or short term loan, will serve as the loan calculator.
A percentage of this will go towards the repaying the fundamental amount borrowed from the lender, while the rest will go toward the interest rate.
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