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May 21st, 2014 by

IMGP2107 - Make Sure Your Travel Insurance Package Includes This ListTravel insurance has many complicated factors that you need to understand before you start paying, make sure your package includes this list. Before you choose a package, look at the finer details of your package:

• Inclusive of worldwide or European cover

• How many days you will be covered for, per trip

• What is the maximum compensation for: lost luggage, lost or stolen cash, lost glasses, lost or stolen personal valuables (check if your home insurance covers your personal valuables when you are travelling)

• Coverage for your age group

• Check what the policy excludes

• Check the excess

• Does it cover dangerous activities and destinations

• Inclusive of personal liability cover

• Whether your health insurance covers serious injury or sudden illness

• Trip cancellation or unexpectedly leaving early due to illness or other circumstances

• Full cost of your holiday

• Inclusive of compensating lost or stolen Some types of insurance may include:

• Personal accidental death cover (disability and death)

• Cover for pregnancy

• Legal expenses/ financial protection if your travel agency goes bankrupt You can also consider optional cover for your home while you are away.

©Diane Moalem for Compare Guru