Medical aids are no longer just about hospital and doctor cover anymore. They have added options to encourage you to live and eat healthy by partnering with various companies. Everything from reduced gym fees, to discounts on healthy groceries from giant retailers, are
added to the schemes.
But, there are added options like discounts on movies and flights. So, whose reward programme comes out tops? We take a look.
Momentum Multiply
Momentum offers
three different programmes, all increasing in cost.
| Package |
Benefits |
Fees |
| Starter |
15% off AVBOB funeral services
7.5% off Mango flights
4.5% back in Dis-Chem benefit points
Movies from as little as R44 at Nu Metro |
Free |
| Provider
|
Multiply your Pick n Pay Smart Shopper points up to 4x
Movies from only R33 at Nu Metro
Up to 10% back in Dis-Chem benefit points
Up to 25% off at Edgars, Jet, CNA and many more.
50% off funeral services from AVBOB
|
Single member: R65
Family of two (main member and partner): R85
Adult dependants (19 years and older): R10 per dependant
Child dependants (younger than 19 years): Free |
| Premium
|
Up to R12000 back in Health Returns.
Up to 60% off Myriad premiums.
Up to 20% back on your Momentum short-term insurance.
Partner savings include:
Up to 50% off Mango flights
Up to 40% off at Edgars, Jet, CNA and many more
Up to 10X Pick n Pay Smart Shopper points
Fixed 25% off gym fees at Virgin Active and Planet Fitness |
Single member: R195 pm
Family of two: R235 pm
Family of three or more: R265 pm
|
CLICK BELOW to read how to choose the right medical cover for you.
Discovery Vitality
Discovery partners with various companies for rewards on hotels, flights, and car hire. You are encouraged to work up the levels by maintaining a healthy lifestyle and meeting fitness goals. The higher you move up, the more discount you get. See the various levels below:
- Blue - 15%
- Bronze - 20%
- Silver – 25%
- Gold – 30%
- Diamond - 35%
- Vitality Active Awards - 100%
To move from Blue to Bronze, you will need 10 000 points, 30 000 to get to Silver, and 45 000 to get to Gold. Then, you will need to maintain the Gold standing for three years to reach Platinum.
| Partner |
Discount |
| Pick n Pay |
Up to 25% Healthyfood items |
| Woolworths |
Up to 25% Healthyfood items |
| Dis-Chem |
Up to 25% cash back |
| Clicks |
Up to 25% cash back |
| Sportsmans Warehouse |
Up to 25% cash back on fitness devices |
| Totalsports. |
Up to 25% cash back on fitness devices |
| Planet Fitness Gym |
Up to 80% off |
| JustGym |
Up to 80% off |
| Virgin Active Gym |
Up to 60% off |
| British Airways, kulula.com, Emirates and Qantas.
|
Various Discounts on flights with discounts ranging depending on your status |
| Hotels
|
Various Discounts on flights with discounts ranging depending on your status |
| Tempest Car Hire
|
Various Discounts on flights with discounts ranging depending on your status |
The scheme also offers various free offers from multiple outlets based on you reaching goals. Should you be achieving weekly goals, you can be rewarded with Kauai, Mugg and Bean, Ster Kinekor, and / or Vida E.
Should you also be meeting weekly fitness goals, as well as hold the discovery credit card, you can claim your free Apple Watch.
You will, however, need to meet these goals on a weekly basis for 24 months.
The scheme also offers Flight, Shoe and Gym boosters in which you could get up to 100% cash back on your fees, should you meet the requirements.
CLICK BELOW to read about 10 ways to save on your medical expenses.
Fedhealth Sanlam Reality
This is a lifestyle, wellness, rewards, and financial education programme available to all Fedhealth medical aid members.
| Partner |
Discount |
| Mango Flights |
As much as 30% off |
| Protea Hotels |
As much as 30% off |
| Uber Airport Transfers |
As much as 30% off |
| Emirates Flights |
As much as 25% off |
| Tempest Car Hire |
As much as 50% off |
| Bidvest Premier Lounge |
Free Access |
| International Travel Insurance |
Free Access |
| Nu Metro Movies and Refreshments |
30 tickets (2D or 3D); 30 refreshments combos |
| Computicket Shows and Sports |
Buy one, get one free (up to R300) |
| Various Dining |
As much as R120 off second main meal |
| Simfy Africa Music Streaming |
Get six months free |
| Wi-Fi |
Get 1GB free Wi-Fi monthly |
| Reality Magazine |
Quarterly |
They also offer various rebates on standard products like groceries, fuel, and pharmaceuticals. This does, however, depend on the level that you are on.
| |
Bronze |
Silver |
Gold |
| Fuel |
5.0% |
7.5% |
10.0% |
| Pharmacy |
5.0% |
7.5% |
10.0% |
| Groceries and goods |
Bronze |
Silver |
Gold |
| ≤R5000 |
1.5% |
2.0% |
2.5% |
| R5001 – R10000 |
3.0% |
4.0% |
5.0% |
| ≥ R10001 |
6.0% |
8.0% |
10.0% |
