Covid-19 Outbreak SA Online Resource | More info
Insurance, Car Insurance, Funeral Cover, Life Insurance, Budget Insurance, Insurance Quotes, CompareGuru, South Africa.
Car and Household
Business
Life and Funeral
Car Insurance
Cover your vehicle
More Information
Get Quote
Pre-Owned Warranty
Cover the mechanical and electrical components of your vehicle
More Information
Get Quote
Extended Warranty
Cover the mechanical and electrical components of your vehicle
More Information
Get Quote
Scratch and Dent
Cover small dents, chips and scratches to your vehicle
More Information
Get Quote
Tyre and Rim
Cover damages to your wheels
More Information
Get Quote
Home Insurance
Cover your home and everything in it
More Information
Get Quote
Commercial Vehicle Insurance
Protect vehicles and drivers used in the day-to-day operation of your business against risks like financial loss, damage or personal injury.
More Information
Get Quote
Commercial Insurance
Provide cover against common risks and disruptions to business operations, such as theft, damage to property, employee / client injury and much more.
More Information
Get Quote
Directors and Officers Liability
Safeguard your business and key players from financial loss with the right policy.
More Information
Get Quote
Errors and Omissions Liability
Covers your business and employees against claims of negligence, poor workmanship, and more.
More Information
Get Quote
Life Insurance
Provide for your loved ones
More Information
Get Quote
Disability Insurance
Protect your paycheck
More Information
Get Quote
Serious Illness Insurance
Cover yourself for illnesses like cancer, Alzheimers, Parkinsons, strokes or heart attacks.
More Information
Get Quote
Funeral Cover
Protect your family financially and cover funeral expenses
More Information
Get Quote
Domestic Worker Insurance
Cover the person that looks after you and your family everyday
More Information
Get Quote
Menu
Home
About Us
Domestic Worker Cover Quote
Life Insurance Quote
Car Insurance Quote
Funeral Insurance Quote
Extended Warranty Quote
Pre-Owned Warranty Quote
Scratch and Dent Quote
Tyre And Rim Quote
News Room
Meet The Team
Careers
Providers
Insurance
Car Insurance
Building Insurance
Household Contents Insurance
Life Insurance
Disability Insurance
Serious Illness Insurance
Domestic Worker Insurance
All Risk Insurance
Funeral Insurance
MotorVAPS Cover
Commercial Insurance
Commercial Vehicle Insurance
Directors and Officers Liability Insurance
Errors and Omissions Liability Insurance
Support
Contact Us
Terms of Service
Privacy Policy
Disclosures
Client Letter
POPI Act
PIA Act
CIM Policy
Complaint Escalation
TCF Form

Why Do you Need This?

Because this is a click-to-buy product, this product is available immediately to buy online from our website.

Its important to us that you understand that when entering your payment details on the last step you'll be purchasing insurance for your domestic worker and a policy will be issued and e-mailed to you straight away.

You might be wondering, does this make me the policy holder?

Yes, as the employer of the domestic worker, you are the policy holder on the account because you are the payer on the policy.

Read more about the cover details below...

Compare Our Most Trusted Providers
Insurance, Car Insurance, Funeral Cover, Life Insurance, Budget Insurance, Insurance Quotes, CompareGuru, South Africa.
Insurance, Car Insurance, Funeral Cover, Life Insurance, Budget Insurance, Insurance Quotes, CompareGuru, South Africa.
Insurance, Car Insurance, Funeral Cover, Life Insurance, Budget Insurance, Insurance Quotes, CompareGuru, South Africa.
Insurance, Car Insurance, Funeral Cover, Life Insurance, Budget Insurance, Insurance Quotes, CompareGuru, South Africa.
Insurance, Car Insurance, Funeral Cover, Life Insurance, Budget Insurance, Insurance Quotes, CompareGuru, South Africa.
Insurance, Car Insurance, Funeral Cover, Life Insurance, Budget Insurance, Insurance Quotes, CompareGuru, South Africa.
Insurance, Car Insurance, Funeral Cover, Life Insurance, Budget Insurance, Insurance Quotes, CompareGuru, South Africa.
Domestic Worker Insurance Cover Details

Death Benefit:

If the domestic worker dies as a result of an accident (at any time after the Commencement Date) or from natural causes (more than 6 months after the Commencement Date), we will pay the sum insured to the domestic workers nominated beneficiary or, in the absence of a nominated beneficiary, to the domestic workers estate.

Total and Permanent Disability Benefit:

If the Life Insured is unable due to physical or mental impairment that has lasted for at least 4 months to carry out at least 5 of the tasks described in Activities Required of an [Indoors/Outdoors] Domestic Worker and such physical or mental impairment is in our opinion likely to be permanent in nature and was not caused by self-inflicted injury then we will pay the following amount to the Life Insured. If the 4 month period referred to above commenced:

  • before the Life Insured’s 56th birthday we will pay the sum insured
  • after the Life Insured’s 56th birthday we will pay 80% of the sum insured
  • after the Life Insured’s 57th birthday we will pay 60% of the sum insured
  • after the Life Insured’s 58th birthday we will pay 40% of the sum insured
  • after the Life Insured’s 59th birthday we will pay 20% of the sum insured

Critical Illness Benefit:

If the domestic worker dies as a result of an accident (at any time after the Commencement Date) or from natural causes (more than 6 months after the Commencement Date), we will pay the sum insured to the domestic workers nominated beneficiary or, in the absence of a nominated beneficiary, to the domestic workers estate.

  • Cancer
  • Heart Attack
  • Open heart bypass surgery
  • Stroke
  • Major organ transplant

Please note: The Sum Insured is only payable once – when a claim has been admitted all further cover ceases

Exclusions:

No death benefit will be paid in the first 24 months if the Life Insured has committed suicide.

Customer Feedback