How to Calculate Estate Duty
When you are born, there are only three things that are certain in life, death, change and taxes. Even after death, you are still taxable. One of the taxes that we pay after death, is estate duty. Let’s take a look at what it is and how it is calculated.
Requirements Of A Valid Will
When we are born, there are only things that are guaranteed in life, change and death. So what happens to all of your belongings when you are no longer here? You need a Will, which is a legal document that allows you to make your wishes known once you’re gone. This can take huge pressure off of a bereaved family during a difficult time of death. Having a Will helps to clarify exactly how you want your assets to be distributed after death. A Will is essential but having a Will that is valid is much more important. So, what makes a will Valid you may ask? Let’s have a look at the requirements.
3 Benefits Of Pet Insurance
Your pet is part of the family and why would you not give them the protection you would give your human family? There is insurance for almost everything these days but pet insurance is one that stands out as being both smart and important. Just like us going to the doctor, our fur babies going to the vet is mandatory and unfortunately Veterinary care has increased in cost over the past few years due to the more available diagnostic testing and more advanced surgeries that can be performed. Although a relatively new insurance product, there are many reasons as to why having Pet Insurance is a good idea. Let’s take a look at some of them.
Debt In South Africa: Everything You Need To Know
In this article, we talk about all things debt. How your credit score can have an impact on your insurance premium, whether or not paying off debt is better than saving for retirement and how to be debt-free by the age of 30.
Everything You Need To Know About Funeral Insurance
It’s common for people to worry about how their family will cope with funeral expenses when they die. It may seem morbid to start preparing for your own funeral, but purchasing funeral insurance for you and your family is definitely something that should be considered.
A Complete Guide to Car Insurance For The First-Time Driver
Why do we need car insurance? Whether you’re a parent looking to get insurance for your child, or a young adventurer about to get behind the wheel yourself, we’ll help you understand how this insurance works and why it’s necessary as well as offer some tips on how to get lower premiums on first-time car insurance for a first-time driver.
Life Insurance South Africa: Everything You Need To Know
Do you have people who depend on you financially? Kids? Elderly parents? This article on life insurance is for you and will explain everything you need to know to make things less daunting.
Ultimate Guide To Home Insurance in South Africa 2020
We've put together an easy to use guide that covers everything you need to know about insurance for your house and belongings in South Africa 2020.
Let’s Compare Car Insurance In South Africa 2020
In 2020, which insurers offer the best car insurance in South Africa? Let’s compare car insurance to see who has the happiest customers, the best customer service and cheapest car insurance quotes.
Fibre, Wifi Or LTE - Which Is Better?
The Internet doesn’t get enough credit for what it has given us. Looking back over lockdown in South Africa - many people were able to continue working because of the Internet. We stayed connected to friends and family. We watched all the movies one could fit in a day, and we could do grocery shopping from the comfort and safety of our homes.
The Lottery vs. Life Insurance – Which Should You Put Your Money On?
If your main concern is the financial future of your family and loved ones when you're no longer around, then you’ve got a couple of options to make sure they’re well taken care of.
Here we look at two very different ends of the spectrum when it comes to risk vs potential pay out: life insurance… and the lottery!
Shortfall Insurance: Is It Worth It?
Many drivers who have car insurance aren’t aware that there is an ‘extra’ insurance you should take out - Credit Shortfall Insurance. Not many South African’s know exactly what it is, what it covers, whether or not it’s worth it and who should take it out. Let’s take a look.