The individual requirements and financial plans of every single client are wonderfully unique, and so are the many risks involved with protecting the assets we value. CompareGuru understands this, and that’s why we’ve sourced the most affordable, top-of-the-range Value Added Products, designed to be added to existing policies, or even issued as stand-alone cover.
Value Added Products make your life easier, providing additional protection from risks otherwise not covered by traditional insurance products. You’re procuring extra financial security and extra peace of mind, at little extra expense.
Let’s take a closer look at some of the most popular, innovative Value Added Products available.
Pre-Owned Warranty / Extended Warranty
Purchasing any pre-owned vehicle has always come with a certain level of risk. Following even the most thorough of inspections and research, we never truly know what state the vehicle may be in, or what may have happened to it in the past. Having the right Pre-Owned Warranty in place provides that extra peace of mind, and covers the replacement of major mechanical or electrical parts in the event of a breakdown.
Likewise, even newer vehicles are at risk of mechanical or electrical failure. An Extended Warranty provides you and your vehicle with additional cover once your manufacturer's warranty has expired, allowing you to enjoy your travels, stress-free, for longer.
Many Pre-Owned and Extended Warranty products will also include such added benefits as emergency medical response, roadside assistance, towing, vehicle rental services or even overnight accommodation completely free of charge.
Scratch and Dent Cover
Day-to-day motoring will inevitably cause cosmetic damage to your vehicle’s exterior bodywork. Small dents, scratches and chips are par for the course, and keeping your vehicle in tip-top showroom condition may prove costly when constantly paying for repairs and restorations out-of-pocket. The downside to ignoring these damages, of course, is that many of them may worsen or rust over time, dramatically decreasing the resale value of the vehicle.
With the right Scratch and Dent Cover in place, you’ll be able to keep your vehicle’s bodywork blemish-free with ease, and it won’t put a dent in your budget.
Tyre and Rim Insurance
Uneven roads and potholes can easily cause a substantial amount of damage to your vehicle’s tyres and rims. Many South African motorists can attest to this fact. Those without insurance have had to pay for costly repairs and replacements out-of-pocket, and even those with car insurance often find that they might not be covered for tyre and wheel damage at all, or incur excess payments higher than the actual cost of repairs.
Acquiring a good, affordable Tyre and Rim Insurance plan, covering anything from damage due to potholes, road debris, blowouts or even manufacturer defects, becomes more and more appealing, then.
Each and every insurance product may come with its own set of limitations, exclusions or specifications, and it’s vitally important to be aware of them. Certain types of Scratch and Dent cover, for instance, may not include damage caused by hail. A certain Warranty may fall away after a certain amount of time, or mileage.
Speak to one of our experienced Insurance Gurus today about your unique needs and financial plans, and we’ll help you customise the perfect solutions to prepare for any possible risk.
From Comparison to Claims, You’ve Got a Guru to Guide You.
Did You Know?
Other incredible products, such as Disability, Funeral or Serious Illness cover may also considered Value Added Products, and are commonly added to Life Insurance policies for increased protection, or issued as stand-alone products to meet specific needs.