For many people there exists a fair amount of ignominy in driving a dinged-up car around in public. Of course, scratches and blemishes are almost entirely inevitable on South African roads, and are nothing to be embarrassed about at all, but they do present a large number of real disadvantages to the average car owner.
From unavoidable road debris to wayward birds, or hard-shelled bugs, or much-dreaded hailstorms, or parking lot mishaps, or getting your car keyed up by a crazy person, the world beyond the safety of your garage is simply bursting with things just waiting to put a massive, unsightly dent into your wallet.
But, naturally, this is why we have car insurance, right?
Well, it’s complicated. In most cases, unfortunately, the excess cost of claiming for minor scratches or dents could easily eclipse the actual cost of repairs, and you’ll likely end up having to claim far too often to keep up.
So, how exactly would you go about keeping your vehicle in the best possible condition without breaking the bank?
The answer can be found in specific, innovative Value Added Products (VAPs) such as the aptly-named Scratch and Dent Insurance. In this article, we’ll take a look at what this type of cover is, how it works, and why keeping your vehicle in tiptop condition will benefit you in many, many ways.