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There are so many different medical aids on the market, each with their own unique schemes. We take a look at your different options.
Choosing a medical aid is an important decision to make. Firstly, it takes quite a significant amount out of your monthly income. Secondly, it determines the status and future of your health. Your health is the most important asset in your life. And, ensuring you and your loved ones are covered is vital.
Not everyone can, however, afford a full medical aid scheme. Should you be earning under R10 000 a month, paying out R2 000 takes a huge chunk out of your monthly budget. These are the 2017 rates for the current medical schemes. We have broken them down into their various categories.
CLICK BELOW to read about 10 ways to save on your medical expenses.
Hospital Plans
Hospital plans cover hospital services used when admitted. These typically include anaesthetist and surgeon fees. These are fees that have already been agreed to between the hospital and the scheme.| Scheme | Cost For Principle Member |
| Discovery Health Keycare Core | R731- R 1 408 |
| Genesis Private Choice | R1 000 |
| Momentum Custom Option 1 | R1 266 |
| FedHealth Entryzone | R1 326 |
| Discovery Health Essential Delta Core | R1 317 |
| Discovery Health Coastal Core | R1 496 |
| Bonitas BonEssential | R1 473 |
| Resolution Health Hospital Plan | R1 565 |
| Discovery Health Smart Plan | R 1 100 |
| Genesis Private | R1 500 |
| MediHelp Dimension Prime 1 | R1 608 |
| Discovery Health Essential Core | R1 648 |
| Momentum Custom Option 2 | R1 742 |
| FedHealth Maxima Core | R1 716 |
| Discovery Health Classic Core | R1 918 |
Hospital Plans With Savings
These plans will cover hospital visits, as well as limited day-to-day savings.| Scheme | Cost For Principle Member |
| MediHelp Unify | R1 752 |
| Genesis Private Plus | R1 900 |
| Discovery Health Essential Saver | R2 047 |
| Discovery Health Coastal Saver | R2 007 |
| Discovery Health Classic Delta Saver | R 2 058 |
| Bonitas BonSave | R2 135 |
| MediHelp Dimension Prime 2 | R2 136 |
| Discovery Health Classic Saver | R 2 577 |
| FedHealth Maxima Standard | R3 032 |
| Momentum Extender Option 1 | R3 303 |
| Resolution Health Millenium | R3 359 |
| Momentum Extender Option 2 | R4 061 |
Hospital Plans With Day-To-Day Cover
These are hospital plans which include day-to-day benefits.| Scheme | Cost For Principle Member |
| Momentum Incentive Option | R1 700 |
| Bonitas Primary | R1 924 |
| Resolution Health Progressive Flex | R2 154 |
| FedHealth Maxima Basis | R2 251 |
| Momentum Incentive Option | R2 529 |
| Bonitas Standard | R2 998 |
GP Network Plans
This is targeted at the younger customers who are just entering the market. The plan covers basic hospital costs and (usually) recommends doctors.| Scheme | Cost For Principle Member |
| MediHelp Necce (Full-time students) | R438 |
| Discovery Health Keycare Access | R 859- R1 863 |
| Momentum Ingwe Option (Ingwe network) | R701- R1758 |
| Discovery Health Keycare Plus | R 1 280 – R 1 906 |
Comprehensive Medical Aid
These are the executive schemes that include unlimited hospital cover, and comprehensive day-to-day benefits.| Scheme | Cost For Principle Member |
| Genisis Private Comprehensive | R2 200 |
| FedHealth Maxima Standard | R3 032 |
| Discovery Health Classic Priority | R 2 968 |
| Momentum Extender Option 1 | R 3 732 |
| Resolution Health Millenium | R3 359 |
| FedHealth Maxima Executive | R4 302 |
| Discovery Health Classic Delta Comprehensive | R 4 059 |
| Resolution Health Supreme | R4 565 |
| Discovery Health Classic Comprehensive | R 4 506 |
| Momentum Extender Option 2 | R 4 671 |