"Parents sometimes misrepresent the regular driver to save the premium. Claims end up being rejected for material misrepresentation on the policy," explains Grater.Grater also explains that parents should look for options for their kids that will benefit their driving. The better you drive, the more benefits you receive.
"Look for innovative cover which incentivizes the child for driving well and offers solutions for late night transport via arrangements with providers, i.e. Uber benefit from Discovery Insure."