For many, especially in this day and age of cutting costs, R199 is quite an expense for something that you can do yourself. Should you choose the On-Road PROTECT, which comprises the R95 monthly fee, you will also be able to renew five different licenses. This works out to R1 140 per year. The average car's license costs around R276 to R303, depending on the weight and you will wait for an average of 1.5 hours to renew the license. This naturally depends on where you are, with some departments being quicker than others. There are various services that offer to do the renewal for you for a fee. Don't, for example, who are based in Johannesburg, charge a fee of R285 to do the renewal for you. Should you need it to be delivered, however, that will be an extra R95. Bearing in mind, is the FNB app then outrageous? We contacted some courier services to find out just how much an envelope size package would cost to be couriered within the same town. DHL Express quoted R285.63 should the package be delivered from Cape Town City Center to Claremont. Postnet offers courier services of up to 5kgs, delivered in 2-3 days for R99. Postnet offers courier services of up to 5kgs, delivered in 2-3 days for R99. So, the question is, is this really excessive for a quick and easy service? Will other banks follow suit? And will they make the fees lower than the FNB? What are your thoughts?