First, let’s take a look at what pet insurance actually is. Dotsure certainly isn't the only company to offer these products. You'll find more and more popping up all over the country. Some of these companies will insure any pet you could think of. Each of these offer their own unique problems and challenges. For the sake of this article, though, we'll just stick to dogs and cats. Pet insurance, depending on the type of cover, might come in handy when:
Your pet escapes from the yard and damages somebody else's property;
Your pet is hit by a car;
Fido decides to bite the pizza delivery guy;
The pet has any hereditary health conditions;
Your pet suffers from any unforeseen accidents or illness;
Your pet requires vaccinations, deworming, flea control or dental attention.
Some may even offer emergency boarding and kenneling, just in case. As with human insurance, it is important to understand your policies and what they cover. Also, as with unexpected human medical care, veterinary care can really put a dent in your finances. It stands to reason then that people who have pets and care for them would go out and acquire insurance.