Stratum Benefits prides themselves in providing first-class Gap Cover and Health Insurance products. Their Gap Cover options are available to individuals and families who belong to a registered South African medical aid. Four different tailored Gap Cover options have been created by real people, to suit the unique health and financial needs of everyday people. Their mission is to provide quality Gap Cover options that are easily accessible and affordable. Stratum Benefits (Pty) Ltd, is an authorised FSP 2111 and is unwritten by Constantia Insurance Company Limited, an authorised FSP 31111.